Terms and condition

1. Objectives

It is the goal of Polaris Pro Limited Limited (“Polaris Pro Limited Limited”), to help users enter and navigate the cryptocurrency space, and provide tools to help users make their own sound decisions relative to growing their wealth. Services are intended for medium- and long-term investors.

2. Activities

2.1 Account creation

Polaris Pro Limited Limited will create the necessary crypto exchange accounts on behalf of, and with permission of the user. Once account set-up is complete, users are provided with the account credentials and password change instructions, at which point users will have full control over their account. Users are the full and sole owner of their exchange accounts and carry all responsibilities that come with opening, holding, and managing such accounts.

2.2 Asset allocation

Polaris Pro Limited Limited uses dynamic, proprietary algorithms to define and perform portfolio allocation, based on user input. Manual trades or transactions conducted by users may limit Polaris Pro Limited Limited’s account monitoring and reporting ability.

2.3 Fund deposits and withdrawals

Users are responsible for depositing and withdrawing funds to/from their account, however Polaris Pro Limited Limited will provide clear instructions on how to do so.

2.4 Account monitoring and reporting

Polaris Pro Limited Limited will continuously monitor user accounts and provide users with a monthly dashboard with easy-to-understand portfolio and performance details.

3. Fees

3.1 Fee structure

Polaris Pro Limited Limited offers different plans: freemium, and performance fee. The freemium plan is totally free and offers limited functionality.

Our customers especially like the no-profit-no-pay model as it means that Polaris Pro Limited Limited only gets paid if the customer wins. We like this also!

3.2 Promotions

Polaris Pro Limited Limited reserves the right to apply promotional discounts to the fees listed under 3.1. This is completely at Polaris Pro Limited Limited’s discretion.

3.3 Other fees

Polaris Pro Limited Limited does not charge any additional or hidden fees. For any transaction or trading fees that may be charged by cryptocurrency exchanges and/or banks, users accept full responsibility.

4. Security

4.1 Infrastructure

Polaris Pro Limited Limited is powered by Google Cloud. Google Cloud helps reducing the cost, complexity, and risk associated with security and compliance in the cloud.

4.2 Exchanges

Polaris Pro Limited Limited thoroughly vets its partners and only works with major “top-10” exchanges. User funds remain on their personal exchange account and interactions between Polaris Pro Limited Limited and user accounts are performed by means of customer owned API keys. API access is limited, hence in the unlikely event of a security breach, no fund withdrawal can take place.

5. Disclaimer

5.1 Financial advice

Polaris Pro Limited Limited does not provide financial advice. Polaris Pro Limited Limited is not a Registered Investment Advisor, Broker/Dealer, Financial Analyst, Bank, Securities Broker, Commodity Trade Advisor, or Financial Planner. The information provided, such as optimal fund allocation, is based on user input and for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to you. Before using Polaris Pro Limited Limited, users should seek the advice of a qualified investment professional and undertake their own due diligence. Polaris Pro Limited Limited is not responsible for any investment decision made by users.

5.2 Warranties

Polaris Pro Limited Limited disclaims to the full extent authorized by law any and all warranties, whether express or implied, including, without limitation, any implied warranties, merchantability or fitness for a particular purpose. Polaris Pro Limited Limited does not warrant that its services and applications will be free of bugs, errors, viruses or other defects, nor that trade results will be profitable.

5.3 Liability

In no event can Polaris Pro Limited Limited or any of its owners be liable to users or any party related to users for any indirect, incidental, consequential, special, exemplary, or punitive damages, lost profits, or losses, even if Polaris Pro Limited Limited has been advised of the possibility of such damages. In any event, Polaris Pro Limited Limited’s total aggregate liability to users for all damages of every kind and type (regardless of whether based in contract or tort) shall not exceed the fees paid to Polaris Pro Limited Limited for the use of our services or applications.

6. Risks

Investing in any asset class, including crypto currencies, holds numerous risks, for example: technology risks, exchange risks, security risks, regulatory risks.  Before deciding to leverage Polaris Pro Limited Limited services, users should carefully consider their investment objectives and risk appetite. The possibility exists that users lose some or all of their initial investment and therefore no money should be invested that users cannot afford to lose.

As with any market, for a transaction to happen it requires a seller, a buyer, and a price agreement. Loss-limiting strategies such as stop-loss orders may not be effective because market conditions or technological issues may make it impossible to execute stop-loss orders. Polaris Pro Limited Limited is not responsible for any losses incurred as a result of using Polaris Pro Limited Limited’s advisory services.

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7. Privacy

Polaris Pro Limited Limited is fully compliant with GDPR (General Data Protection Regulation), an EU regulation enforceable as of May 25, 2018. Polaris Pro Limited Limited stores the minimum possible amount of user data necessary to deliver its services. Stored user data includes: name, date of birth, country of residence, email address, and exchange API keys (encrypted). User data will never be shared with any third party before explicit user consent. Users have the right for their user data to be forgotten, which can be requested over email.

8. Communication

The User understands and agrees to the preceding sections. The User also agrees to the following:

• User agrees to not hold Polaris Pro Limited Limited liable for any realized trading loss in any currency or asset;
• User reserves the right to stop using Polaris Pro Limited Limited at any point;
• You agrees and warrants that any information provided to Polaris Pro Limited Limited is accurate and complete;
• User agrees that Polaris Pro Limited Limited is offering a Software as a Service (SaaS). This means that Polaris Pro Limited Limited monitors user accounts on users’ behalf on exchanges that are not affiliated with Polaris Pro Limited Limited;
• User agrees to take full responsibility for identifying and paying any tax liabilities that may exist as a result of trading, or Polaris Pro Limited Limited services in general;
• This agreement is governed by and construed in accordance with the Dutch law and any dispute, which cannot be amicably resolved, shall be submitted to the jurisdiction of the Court in the Netherlands;
• Polaris Pro Limited Limited reserves the right to terminate or deny service to anyone, at any time, for any reason.